Credit Analyst Trainee

California Bank and Trust, a leader amongst banks in California with over $10 billion in assets and nearly 100 branch offices in the state, is currently seeking a Credit Analyst Trainee to analyze credit information pertaining to credit investigations, financial statements, financial conditions etc. California Bank & Trust prides itself on creating California’s best banking relationships and to do this we must continue to build a team of intelligent contributors who can add value so we can lend the best services to our clients and build deep roots in the communities we serve.

California Bank & Trust’s Irvine Commercial Banking Group specializes in providing business loans to middle-market companies with borrowing needs of up to $100 million. The available credit analyst position offers a rare opportunity to join a highly successful and growing commercial banking group which currently manages a $1.2 billion loan portfolio. While CB&T’s Irvine commercial banking group is industry agnostic, lending specialties include: leverage facilities for private investment funds and finance companies (commercial senior loan funds, SFR note & REO funds, mortgage warehousing, auto finance), renewable energy, leveraged and enterprise value lending, owner-occupied real estate and high net worth individual credit.

Position Responsibilities:
Requires a Bachelor’s with a minimum GPA of 3.0 with 3.5+ preferred in the following degree fields: Business, Finance, Economics, Mathematics, Engineering or related field (lending/credit procedures and processes or other directly related experience and/or internships a plus).

A combination of education and experience may meet requirements.

Basic knowledge of financial statements and general analysis gained through college coursework.

Limited use and/or application of basic credit concepts.

Ability to work in a team environment with lending officers and staff.

Good communication skills, both verbal and written.

Ability to make sound decisions regarding loans.

Attention to detail and high degree of ownership in work product.

Good PC skills and proficient working knowledge of Excel required (financial modeling, using shortcuts and VBA knowledge a plus).

Qualifications

• Requires a Bachelor’s and 6+ months business experience credit analysis experience, lending/credit procedures and processes or other directly related experience.
• A combination of education and experience may meet requirements.
• Basic knowledge of financial statements and general analysis gained through college coursework.
• Limited use and/or application of basic credit concepts.
• Ability to work with lending officers and staff.
• Good communication skills, both verbal and written.
• Ability to make sound decisions regarding loans.
• Good PC skill required.

Benefits:
Health/ Dental /Vision plan

401 k plan with up to 5 % matching – no waiting period for new employees

Competitive pay commensurate with experience

Promotional Opportunities

Stable Employer

This position requires Federal Registration with the National Mortgage Licensing System (NMLS), in accordance with the SAFE Act.

Work Locations

California-Irwindale-LA – Irwindale