Credit Analyst 3 » EltasJobs

Job Description

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wholesale Banking provides financial solutions to businesses across the United States and globally. Our nine major business lines include Business Banking, Middle Market Banking, Government and Institutional Banking, Corporate Banking, Commercial Real Estate, Financial Institutions Group, Wells Fargo Commercial Capital, Wells Fargo Securities, and the Investment Portfolio. We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.

Wells Fargo Capital Finance (WFCF) is one of the top lead arrangers of asset-based loans in the U.S. with a

large and diversified portfolio of close to 2,400 customers and more than $33 billion in loans outstanding.

WFCF offers traditional asset-based financing, specialized senior secured financing, accounts receivable

financing, purchase order financing, and supply chain financing to a wide range of companies throughout the

United States, Canada and the United Kingdom.

This position will be part of the WFCF Supply Chain Finance team which provides commercial lending in the

Technology industry.

Responsible for analyzing collateral reports to help perform risk assessment on existing and new customer

relationships. Additional responsibilities may include spreading financial statemetns and completing risk

rating evaluations. Team members support our focus on building strong customer relationships balanced with a strong risk

mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of

our customers and company. They are accountable for execution of all applicable risk programs (Credit,

Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following, and

adhering to and if applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance

obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.

There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making

sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program

requirements.

Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Required Qualifications

5+ years of credit analysis experience

Desired Qualifications

Excellent verbal, written, and interpersonal communication skills
Intermediate Microsoft Office skills
Strong analytical skills including analyzing complex data

Other Desired Qualifications

Asset Based Lending experience
Commercial Lending experience
Field Exam or Collateral Analysis experience
Financial Analysis experience
Strong software skills

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.