Know Your Customer (KYC) Analyst

KNOW YOUR CUSTOMER (KYC) ANALYST

BSA/AML Department

New York, NY

Summary:

The Know Your Customer (“KYC”) Analyst is responsible for writing the initial KYC Profile based on the customer onboarding documentation obtained by Apple Bank for Savings’ (the “Bank” or “Apple”) retail branch locations. This position will also complete the initial customer risk rating based on the completed KYC Profile. The KYC Analyst will also be responsible for completing customer KYC Reviews based on the customer’s risk rating.

The KYC Analyst will be tasked with:

• Writing the initial KYC Profile based on the customer onboarding documentation obtained at Apple’s retail branch location.
• Ensuring that completed KYC Profiles are accurate and portray an accurate and detailed description of Bank customers.
• Completing the initial customer risk rating process consistent with the Bank’s established processes.
• Verifying that the initial risk rating is consistent with the actual risk of specific Bank customers.
• Ensuring that all onboarding documentation has been collected.
• Completing KYC reviews in a timely manner and in accordance with a risk-based schedule.
• Reporting relevant metrics to the Team Leader of the KYC Unit based on data requests.

Additional responsibilities include:

• Ensuring that all KYC paperwork is stored according to Bank policy.
• Recommending improvements to process in areas of efficiency, control, and work product.
• Participating in Committee meetings as necessary.
• Ad-hoc and project support responsibilities, as required.

Skills and Qualifications:

• Bachelor degree preferred and 1 year prior KYC experience.
• Solid experience in banking, with a strong emphasis as it relates to KYC regulations and processes.
• Solid experience with Banker’s Toolbox, Microsoft Word and Excel.
• Professional certification (CAMS), a plus.

Apple Bank offers Medical, Dental, 401k and Tuition Reimbursement Benefits to full time employees.

We are an equal opportunity employer and do not discriminate on the basis of any legally protected status or characteristic. Minority/Female/Disability/Veteran.