Credit Card P&L Analyst (Rewards Liability Optimization)

Credit Card P&L Analyst

(Rewards Liability Optimization )

Wilmington, DE

90129750

Core Technical Skills: SQL, SAS, Essbase, PowerPoint, Advanced Excel, Very strong analytical skills

Barclays is an international financial services provider engaged in personal banking, credit cards, corporate and investment banking and wealth management with an extensive presence in Europe, the Americas, Africa and Asia. Barclays’ purpose is to help people achieve their ambitions – in the right way.

Finance BP&A

The Finance Business Planning and Analysis (BP&A) is a team within Finance that is in charge of supporting the Segment and Partnership organizations of Barclaycard US to drive strategy and business decisions based on sound financial analyses. In order to achieve these goals, the BP&A team works closely with several areas including Marketing, Strategic Analytics, Credit, Legal, Corporate and MIS Finance, Accounting among others.

Overall purpose of role:

The Rewards Liability Optimization Lead has responsibility for optimization of BCUS Rewards Liability. In this capacity, the individual will coordinate with leaders from Marketing, Segment, Strategic Analytics, Credit and Finance to conduct analysis and product design that leads to optimal use of the bank’s balance sheet.

The Rewards Liability Optimization Lead will directly report to the BP&A Group Lead and is required to play an integral role in developing and maintaining relationships and teaming up with Marketing, Strategic Analytics, Segment, Credit and other groups within and outside Finance to understand underlying assumptions, assess profitability and make recommendations that ensure the achievement of company short, medium and long term goals.

Key Accountabilities and Skills required:

Key specific accountabilities:

• Lead cross-functional efforts to evaluate Barclaycard US Rewards Liability by product and synthesize the learnings into best practices for product design and strategic initiatives.
• Understand varying profitability and behavioral profiles of Barclaycard US product and channel marketing opportunities to develop rewards strategies that best fit Barclaycard US financial objectives.
• Build and maintain effective communication channels within the different segments and support teams to increase participation and integration of all analysis and strategy. Interact with partners as necessary
• Proactive search of continuous improvement including process design, data management and reporting
• Team player: Highly engaged, team player who is motivated, has the ability to perform under pressure and meet tight deadlines, has a positive approach to problem solving and leads by example

Stakeholder management and leadership:

• This position provides a broad job scope and regular exposure and interaction with Leaders and organizations across the Bank.

Risk and Control: All Barclays colleagues have to ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards

Your Skills and Qualifications will include

Basic Qualifications

• Bachelor’s degree minimum, MBA a plus
• 5+ years related credit card or financial services relevant experience

Preferred Qualifications*

• Advanced Microsoft Excel skills are critical
• Strong understanding of P&L components and ability to breakdown, create and analyze credit card P&Ls
• Strong leadership, interpersonal, multi-tasking, teamwork and communication skills are critical
• Ideal candidate will be a proactive, dedicated self starter who has the courage to ask questions and challenge the status quo
• PowerPoint, Essbase, SAS and SQL experience a plus
• Result oriented with the ability to bring closure to issues through working well with individuals and teams throughout the organization

The Benefits: Our customers deserve the best. The same goes for our employees. That’s why at Barclays you’ll receive a range of benefits that include a competitive salary and all the tools, technology and support you need to succeed.

Our Culture: Everything we do is shaped by the five values of Respect, Integrity, Service, Excellence and Stewardship. The values inform the foundations of our relationships with customers and clients, but they also shape how we measure and reward the performance of our employees. Simply put, success is not just about what you achieve, but about how you achieve it.

Barclays is an equal opportunity employer and are opposed to discrimination on any grounds. For more detailed information, please visit our dedicated Diversity and Inclusion site here.

EEO statement *

It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.*

Job Type: Full-time

Job Location:

• Wilmington, DE

Required education:

• Bachelor’s

Required experience:

• related credit card or financial services relevant: 5 years
• SQL, SAS or Essbase, PowerPoint: 3 years
• strong understanding of credit card P&L: 3 years
• advanced Excel: 3 years