Hotline: 678-408-1354

Commercial Credit Analyst

Georgia Banking Company Sandy Springs, GA 30339 Information Technology

Full Job Description

Summary

Collect and analyze large amounts of data and financial information from varied sources and compose into clear and concise reports for review by management and committees.

Experience and Qualifications

  • High School diploma or GED and 3 or more years experience as a Commercial Credit Analyst in the Banking Industry

    • OR

  • Bachelor’s degree in Economics, Finance, Accounting, Business Administration or other related field.
  • (*Please DO NOT apply if you do not have the above minimum qualifications)*

    • Job Location:

  • Atlanta (Sandy Springs/Cumberland area), GA Local candidate only

    • Core Competencies

  • Strong financial analysis skills. Must have verifiable experience with interpreting and analyzing income statements, balance sheets, and cash flow statements.
  • Strong analytical & problem solving skills (particularly in mathematics).
  • Ability to meet deadlines and prioritizes work in an organized manner.
  • Excellent intra-organizational communication skills.
  • The candidate must be able to effectively analyze, consolidate, and communicate information and ideas both verbally and in writing.
  • Critical thinking

    • Essential Duties & Responsibilities

  • Presentation of investor package for review by management and committees.
  • Assemble, record and maintain all credit file data in an accessible and organized manner.
  • Documents and performs due diligence on increases to existing client facilities.
  • Work closely with Senior Management and Marketing Team support sales efforts and retain client relationships.
  • Conduct post approval audit of new and existing clients.
  • Track client peer performance using industry data and compile into reports for Senior Management.
  • Gather and assemble client base production statistics into meaningful information for portfolio tracking.
  • Monitor adherence of day to day business activities to established policies and procedures
  • Update policy and procedures to reflect changing business practices.
  • Coordinate and assemble information as needed for regulatory examinations.

    • Our Core Values:

  • We promise only what we intend to deliver.
  • We deliver what we promise.
  • We require honesty and integrity in everything we do.
  • We “own” problems and display teamwork. “It’s not my job” is not in our vocabulary.
  • We feel a sense of urgency in all matters related to our customers.
  • We are fair and even-handed in our dealing with others.
  • We treat others the way we wish to be treated.
  • We value the individual. We give them the respect, responsibility and support to be their best.
  • We build our business on relationships that are beneficial to both parties. One sided relationships do not endure.

    • Compensation & Benefits Information:

  • Competitive compensation package
  • Medical
  • Dental
  • Vision
  • Life, STD, LTD & AD&D
  • Flexible Spending Account
  • Health Reimbursement Account
  • Health Savings Account
  • 401(k) Plan with Employer Match

    • Job Type: Full-time

    Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Disability insurance
  • Flexible spending account
  • Health insurance
  • Life insurance
  • Paid time off
  • Vision insurance

    • Schedule:

  • Monday to Friday

    • Supplemental Pay:

  • Bonus pay

    • Work Location:

  • One location

    • Company’s website:

  • www.geobanking.com

    • Company’s Facebook page:

  • https://www.facebook.com/georgiabanking/

    • Work Remotely:

  • Yes, occasionally
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    Contact Us

    Eltas EnterPrises Inc.
    3978 Windgrove Crossing
    Suite 200A
    Suwanee, Georgia
    30024, USA
    contact@eltasjobs.com