2018 Commercial Banking Training Program - Credit Analyst

Overview

CIBC provides tailored commercial, wealth management, personal, and small business financial solutions in the United States through 46 offices in 18 states, as well as cross-border banking services to clients with North American operations. Learn more at cibc.com/US.

CIBC is a Toronto-based, global financial institution with a 150 year history, serving 11 million personal and business clients. We invest in our businesses, our clients, our people and our communities to deliver consistent and sustainable earnings to our shareholders.

CIBC delivers access to career and development opportunities, safe and healthy workplaces, effective training, and positive work-life balance – so that employees are able to perform at their best, contribute to their communities and focus on cultivating deeper relationships with our clients.

Every year, CIBC is recognized for its business success, community commitment and employee initiatives. We are proud of this success and are committed to creating an inclusive workplace and an environment where all employees can excel.

CIBC Bank USA is an Equal Opportunity Employer M/F/Disability/Veteran

Responsibilities

This individual will play a key role in the preparation of credit requests and provide support to the relationship managers. Essential duties include:

Underwrite credit transactions for all lines of business
Assist with other risk management and product initiatives
Analyze financial information and statements
Analyze and identify risks associated with various commercial loans
Preparation of credit requests

The Commercial Banking Training Program, based in Chicago, Illinois, is a key component to the development of our team of commercial bank relationship managers. Growing and developing top talent is one of our corporate values. It is the launching pad for a career in providing high-quality commercial banking services to middle market companies.

The Program

18-24 month training program including classroom learning and practical application
Taught by professionals from our organization as well as select industry and topic experts
Classroom phase: accounting, finance, credit analysis, business writing, financial modeling, relevant computer skills
Practical experience: 60- to 90-day rotations with lending groups across the bank such as general commercial, commercial real estate, health care, construction and engineering, security alarm, private banking, and for-profit education.

The program is designed to provide you with the skills you will need throughout your professional career, including sales, learning how to build your professional brand, and negotiation training. At the same time, you will gain real-world experience working alongside seasoned commercial middle market bankers. You will gain in-depth product knowledge in the areas of financing, treasury management, private banking, foreign exchange and derivatives.

Upon completion of the training program, individuals are anticipated to be placed on a banking team subject to business needs, performance and individual interests.

Individuals in the program are full-time employees and eligible for company benefits. During your first 18-24 months of employment, we will dedicate our time to your training.

Qualifications

College degree required, preferably with minimum of two classes of accounting
Minimum GPA of 3.0 preferred
Detail-oriented
Ability to work individually and within teams
Critical thinking, writing and analytical skills combined with strong interpersonal skills
Work ethic, commitment to clients, employees and the communities we serve
Proficiency in MS Excel and Word required. Analytical skills and spreadsheet experience with a spreading software program like Moody’s is a plus

The anticipated start date for the Commercial Banking Training Program is early July 2018.